Emma Healey 
Dreaming of seeing the world but feel like your bank account is holding you back? Whether you’re on a tight budget, juggling debt, or supporting a family — I’ve been there. And I want you to know: saving for travel is possible, no matter your income. Over the years, I’ve saved for adventures as a … Read more
The passing on of knowledge through generations is one of the great blessings of parenthood. There are many challenges, of course, but being granted the opportunity to mold a small human into a productive, happy and empathetic citizen of the world is a great honour. In the personal finance blogosphere there seem to be two … Read more
Credit card debt has a way of taking over — slowly, then all at once. If you’re stressed, juggling payments, and wondering how your balance keeps growing, I’ve been there. I once believed I’d be in credit card debt for life. I wasn’t just overspending — I was completely disconnected from the money I was … Read more
At some point in your life, you may have dreamed of taking an extended break. Renting a local beach house and learning Spanish with your kids in Costa Rica. Or spending months traversing Europe by train. Long-term travel allows for a richer experience, whereas short holidays barely touch the sides. I’ve circumnavigated the globe three … Read more
This article was first published in 2016. For many years I was all about early retirement. I remember telling anyone who would listen that I’d be retired by 30 back when I purchased my first investment property at the age of 24. I was cocky in a way that only a 24-year-old with a high … Read more
Inside: Saving your first $1000 can feel impossible — especially when you’re starting from scratch or juggling debt. These are the exact steps that helped me save $1000, build momentum, shift my mindset, and eventually save tens of thousands. When I first started paying off my consumer debt, I knew I needed a quick win … Read more
This post was first published in January 2016. My husband started work last month after 15 months of travel with our kids. That means we are now receiving something we haven’t seen in nearly two whole years – a regular paycheque! I’m so freaking excited, mainly because a regular paycheque lifts the pressure on our … Read more
What would you do if you lost your job tomorrow? You’d be shocked, sure – but would it be the end of the world? For some people, the answer is a resounding YES! You’re thinking ‘how the heck am I going to pay the bills without my regular paycheque?’ Look, it’s pretty unlikely that you’ll … Read more
Ever dreamed of packing up the family and living overseas for a few months instead of just taking a holiday? Back in 2015, we did exactly that — moving to Spain’s Costa del Sol for six months with our toddler. Instead of rushing around like tourists, we rented a little apartment, sent our son to … Read more
If you’re interested in downsizing with a family, this is my first blog post about our decision to downsize our family home. We spent 2015 in Spain, renting a small apartment and living like locals. We had just found out we (me) were pregnant and planned to head back to New Zealand to have the … Read more