Emma Healey 
The holiday season is always a challenge for those of us intent on simplifying our lives. If you are a minimalist parent, or just don’t like the excess that surrounds this time of year, here is a simple concept that could make your holiday season a whole lot easier. Want Need Wear Read: How does … Read more
Getting a month ahead on bills sounds like something that only happens to people who earn a lot. It’s not. By taking control of your finances and implementing some effective strategies, you can work towards having a buffer to cover your upcoming expenses and no longer feel the financial anxiety that comes with living hand … Read more
Wondering what the 50/30/20 budget is all about? If you’re looking for a little more simplicity in your life, or are brand new to the idea of living on a budget, you may want to consider the 50/30/20 budget rule. It will help you control your spending and work toward your financial goals, but it … Read more
Frugal not cheap, what to say next time someone calls you the C word. Not that C word – geez, we’re a family-publication, although if you’re anything like me, being called cheap is almost as offensive. That’s because I know I’m not cheap. I spend freely and give generously on things that are important to … Read more
Eggs are a versatile ingredient found in almost every kitchen, and they often make their way into various delicious recipes. If you find yourself with an abundance of eggs and don’t want them to go to waste, you’re in luck. One of the best things about eggs is how easily they can be incorporated into … Read more
Living in New Zealand, you might already know the importance of using a reliable VPN service to ensure your privacy and access geo-restricted content with ease. With so many options available in the market, finding the perfect fit for your needs can be quite challenging. Worry not! In this article, we’ll explore some of the … Read more
Managing your family budget with a variable income can be a challenge. Irregular paydays can test even the most astute budgeter so it’s important to be vigilant when planning how you’ll manage your money when your income fluctuates. Super important 2025 update: I wrote this article in 2016, when our costs were lower – approx … Read more
Becoming debt-free is a goal for many of us. And let me tell you, there is no feeling like making that final payment on your credit card, car loan or even your mortgage (that event deserves a party!). 10 Debt-Free Habits to Adopt No matter what level of debt you’re tackling, there are 10 simple … Read more
I’m not naturally frugal – I actually love spending money. But sticking to a budget is what made it possible for me to pay off $30,000 of debt, clear my mortgage in five years, and still travel to 40 countries (20 of those with my kids in tow). Budgeting didn’t shrink my life – it … Read more
Most people know they should have an emergency fund. Hardly anyone actually has one. I get it. Money’s tight, rent or the mortgage comes first, and “start an emergency fund” sits on the to-do list next to “clean out the garage.” But an emergency fund is the one piece of your finances that decides whether … Read more