Emma Healey 
Managing your family budget with a variable income can be a challenge. Irregular paydays can test even the most astute budgeter so it’s important to be vigilant when planning how you’ll manage your money when your income fluctuates. Super important 2026 update: I wrote this article in 2016, when our costs were lower – approx … Read more
Becoming debt-free is a goal for many of us. And let me tell you, there is no feeling like making that final payment on your credit card, car loan or even your mortgage (that event deserves a party!). 10 Debt-Free Habits to Adopt No matter what level of debt you’re tackling, there are 10 simple … Read more
I’m not naturally frugal – I actually love spending money. But sticking to a budget is what made it possible for me to pay off $30,000 of debt, clear my mortgage in five years, and still travel to 40 countries (20 of those with my kids in tow). Budgeting didn’t shrink my life – it … Read more
Most people know they should have an emergency fund. Hardly anyone actually has one. I get it. Money’s tight, rent or the mortgage comes first, and “start an emergency fund” sits on the to-do list next to “clean out the garage.” But an emergency fund is the one piece of your finances that decides whether … Read more
Mince is a great staple protein source that is relatively cheap and very adaptable. That’s why families love it! I’ve curated a list of cheap mince recipes that the whole family will love. All of these recipes have two things in common. First – they’re affordable. And secondly, they’re packed with flavour. If you need … Read more
If you’re living in New Zealand and want to make the most of Amazon Australia for your shopping needs, you’re in the right place. Since July 2021, New Zealanders have accessed millions of products on Amazon.com.au and enjoy the benefits of lower shipping costs and faster delivery times. Amazon Australia’s introduction of direct shipping to … Read more
If you’ve ever wondered ‘Can money buy happiness?’, you’re not alone. That’s not just because you’re reading a blog formerly called Money Can Buy Me Happiness (rebranded to Mumsmoney in 2019). When I started this blog, I had some criticism. One person told me she associates the name of my site with the desire to “accumulate … Read more
Lending Crowd, a peer-to-peer lending platform, has announced its closure and will no longer accept new loan applications starting November 15. A note on their website reads: IMPORTANT : We regret to advise that the Lending Crowd platform is closing down. We will not be accepting any new members or loan applications from 15 November … Read more
Do you often find yourself cooking a ham for gatherings or family get-togethers? Ham sales skyrocket around the holidays, as most traditional meals feature ham as the main dish. This year, we’re keeping it really simple and have asked my parents for a Christmas ham as our gift (my Mum does the best honey-glazed ham … Read more
Do you want to save more money? Of course you do! A new way to do this is by taking the 100 Envelope Challenge. This challenge is simple and effective and was popularised on TikTok. It can help you to save over $5,000 in a fraction of a year! Read on to learn more about … Read more