If you have children in childcare, you’ll likely have heard of the 20 hour Free ECE (early childhood education) subsidy that exists in New Zealand. 20 Hours Free ECE: What You Need to Know In this guide to the 20 hour ECE subsidy we cover the following What is 20 hours free ECE? Who is … Read more
We managed to pay off our home mortgage in five years. I blame it on minimalism. It makes sense, I guess. Minimalism and money are closely intertwined. As one goes deeper into a minimalist life, it’s only natural that we seek simpler interests and buy only things that are absolutely necessary. Minimalism and financial freedom … Read more
What if you could have some of the perks of being rich and famous without the effort? Sadly, we’re not talking about the mansions – but just like a celebrity, you can get companies to send you free products to try and use your opinions to influence brands. Product testing in New Zealand seems too … Read more
Are you experiencing money worries at the moment? If so, I’m very sorry to hear that. Sometimes it’s tough to read blogs by people who have it all figured out. For that reason, I wanted to share some of my money weaknesses and worries in the form of a real-life situation my family recently went … Read more
One of the easiest ways to save money is to stop spending it. We all know that. But that doesn’t stop us from needing to replace things when they break or buy gifts for the special people in our lives. One of my favourite money-saving tips is to stop using your own money to pay … Read more
The process of getting out of debt can be a long and challenging journey, but it’s important to remember that it’s not impossible. There are other people who have been in the exact same situation as you are, if not worse, and they made choices that completely turned around their financial situations and got their … Read more
Who knew people would be so interested in the things I stopped buying to save money and get out of debt? Turns out we’re all just money voyeurs! No worries, that’s why I blog about money. To share everything I’ve learnt in my journey to financial freedom. Firstly, a bit of background. I had around … Read more
When it comes to free samples, NZers are totally on board. Who doesn’t love free stuff? The chance to try something new – or enjoy something you already like – without any cost is a rare treat. The highlight of anyone’s visit to the supermarket is stumbling across the in-house taste testers, and who doesn’t … Read more
Who doesn’t love free stuff? Well, if it’s your birthday soon, you’re in for a treat because there are loads of places to get birthday freebies in NZ. If you can get over the fact that you actually have to tell someone it’s your birthday, you can get a ton of birthday freebies all over … Read more
Supporting a family on one income is not the norm these days, but we’ve been doing it since our first baby was born. Living on one income in a two-income world can require some serious adjustment, so I wanted to share how we manage it in case it helps you on your own journey. There … Read more