It’s been a long while since I’ve written anything personal on this website BUT we hit such a major milestone recently that I just had to share it. On Friday, 31 December 2021, at 10.22 am my husband handed in his letter of resignation. We have finally achieved our early semi-retirement goal. This means … Read more
You’ve probably heard how important it is to develop a positive money mindset to achieve financial freedom. If not, here’s a quick overview. By repeating positive phrases regularly, you can create new neural pathways that will allow you to achieve your goals and become financially free. It’s not solely the words that work – it … Read more
For many of us, the first question that comes to mind when we discover we’re pregnant is, “Can we afford it?” There are a lot of things to think about, but as a soon-to-be-mum, often the most pressing is the possibility of being a stay at home mum, even for a short while. 11 Practical … Read more
Living with debt can feel like carrying a heavy secret around, day in and day out, and it makes getting help with debt feel even harder. Society teaches us that talking about money is taboo—an attitude that only perpetuates feelings of shame, stress, and embarrassment over a problem that is actually quite common. Whether you … Read more
If you have children in childcare, you’ll likely have heard of the 20 hour Free ECE (early childhood education) subsidy that exists in New Zealand. 20 Hours Free ECE: What You Need to Know In this guide to the 20 hour ECE subsidy we cover the following What is 20 hours free ECE? Who is … Read more
We managed to pay off our home mortgage in five years. I blame it on minimalism. It makes sense, I guess. Minimalism and money are closely intertwined. As one goes deeper into a minimalist life, it’s only natural that we seek simpler interests and buy only things that are absolutely necessary. Minimalism and financial freedom … Read more
What if you could have some of the perks of being rich and famous without the effort? Sadly, we’re not talking about the mansions – but just like a celebrity, you can get companies to send you free products to try and use your opinions to influence brands. Product testing in New Zealand seems too … Read more
Are you experiencing money worries at the moment? If so, I’m very sorry to hear that. Sometimes it’s tough to read blogs by people who have it all figured out. For that reason, I wanted to share some of my money weaknesses and worries in the form of a real-life situation my family recently went … Read more
One of the easiest ways to save money is to stop spending it. We all know that. But that doesn’t stop us from needing to replace things when they break or buy gifts for the special people in our lives. One of my favourite money-saving tips is to stop using your own money to pay … Read more
The process of getting out of debt can be a long and challenging journey, but it’s important to remember that it’s not impossible. There are other people who have been in the exact same situation as you are, if not worse, and they made choices that completely turned around their financial situations and got their … Read more