Let’s be honest – being in debt sucks. You try to make progress, but between the credit cards, the car loan, and that random personal loan from ages ago, it can feel like you’re just treading water. Where do you even start? A few years back, we were right there too – juggling multiple debts, … Read more
When we first started our financial journey, we weren’t aiming for the traditional “work-until-65” retirement. We’ve always been drawn to the idea of financial independence and early retirement (FIRE) – not because we wanted to stop working altogether, but because we’ve always valued freedom, flexibility, and living life on our own terms. Over the years, … Read more
Want to learn how to better manage your money? This list of personal finance books for beginners is the culmination of many years of obsessive reading of personal finance and investment books. I’ve read all of the books below about finance for beginners. They are from all over the world, including the United States, the … Read more
The world has gone crazy. Everyone is scared. The markets are in freefall, and many of us are watching our retirement savings diminish before our eyes. We can’t control that. What we can control is our own money situation – earning money, saving money and most definitely, spending money. 5 Actions You Can Take Prepare … Read more
Finding yourself in a financial pinch can be stressful. But there are practical solutions available when you need money urgently. This article explores multiple approaches to help you navigate financial emergencies without resorting to desperate measures. We’ll show you creative ways to generate extra cash quickly through side hustles that don’t require startup capital and … Read more
Have you considered using a bullet journal budget tracker? I have to admit, up until a few weeks ago, I tracked my budget on a scrap of paper stuck to my office wall and a spreadsheet. I also use Pocketsmith for tracking after the fact, but I’ve been on a mission to get more organised … Read more
You don’t need a six-figure income to live richly. A “rich life” isn’t about splurging on designer handbags or driving a brand-new car. It’s about confidence with money, choosing quality over clutter, and focusing on experiences that actually matter. Here are 20 practical ways to live a rich life without blowing your budget. 1. Be … Read more
As a mum, a breadwinner, and all-around control freak, I can get incredibly overwhelmed by everything that needs doing on a daily basis. Just the sheer amount of life admin I must attend to can often feel insurmountable. When I get so totally overwhelmed that I can’t cope, I tend to pick the most convenient … Read more
I’m excited to share my thoughts on the Group Spending or ‘Spend with others’ function. This tool addresses some challenges I faced when managing shared travel expenses with my partner. With Group Spending, we can now effortlessly track our travel budget in one account, making our trips smoother and more organised. I’ll explore how to … Read more
Inside: Cashrewards is one of the websites I use frequently to save money. It’s an Australian website, but the deals are available in New Zealand as well. Some deals seem too good to be true, and at first glance, you might think Cashrewards is one of them. In this Cashrewards review, we’ll show you why … Read more