Want to learn how to better manage your money? This list of personal finance books for beginners is the culmination of many years of obsessive reading of personal finance and investment books. I’ve read all of the books below about finance for beginners. They are from all over the world, including the United States, the … Read more
The world has gone crazy. Everyone is scared. The markets are in freefall, and many of us are watching our retirement savings diminish before our eyes. We can’t control that. What we can control is our own money situation – earning money, saving money and most definitely, spending money. 5 Actions You Can Take Prepare … Read more
Finding yourself in a financial pinch can be stressful. But there are practical solutions available when you need money urgently. This article explores multiple approaches to help you navigate financial emergencies without resorting to desperate measures. We’ll show you creative ways to generate extra cash quickly through side hustles that don’t require startup capital and … Read more
Have you considered using a bullet journal budget tracker? I have to admit, up until a few weeks ago, I tracked my budget on a scrap of paper stuck to my office wall and a spreadsheet. I also use Pocketsmith for tracking after the fact, but I’ve been on a mission to get more organised … Read more
Living a rich life isn’t just about having a fat bank account. It’s often a mindset and approach to daily living that makes life feel more abundant and fulfilling. When budget constraints are a reality, it doesn’t mean you have to sacrifice quality or experiences that bring you joy. A few smart strategies and creative … Read more
As a mum, a breadwinner, and all-around control freak, I can get incredibly overwhelmed by everything that needs doing on a daily basis. Don’t get me wrong, my husband cooks and cleans, but the amount of life admin I must attend to can often feel insurmountable. When I get so totally overwhelmed that I can’t … Read more
I’m excited to share my thoughts on the Group Spending function. This tool addresses some challenges I faced when managing shared travel expenses with my partner. With Group Spending, we can now effortlessly track our travel budget in one account, making our trips smoother and more organised. I’ll explore how to set up a Group … Read more
Inside: Cashrewards is one of the websites I use frequently to save money. It’s an Australian website, but the deals are available in New Zealand as well. Some deals seem too good to be true, and at first glance, you might think Cashrewards is one of them. In this Cashrewards review, we’ll show you why … Read more
As the temperature drops, keeping your home warm becomes crucial, and the cost associated with it can be a concern. That’s where the Winter Energy Payment comes into play—a financial boost to help you manage the cost of heating during the colder months. If you’re eligible, this payment is made to you automatically along with … Read more
I’ve found putting rules in place around how I use money has helped me to not spend so much of it on stuff I don’t need (or remember buying). I wrote this article in 2015 while booking flights back to New Zealand after living in Spain. The context is dated, but the message remains the … Read more