33 Ways to Get Cash When You Need Money Desperately

worried woman holding a pen writing on paper on a table

Finding yourself in a financial pinch can be stressful. But there are practical solutions available when you need money urgently. This article explores multiple approaches to help you navigate financial emergencies without resorting to desperate measures. We’ll show you creative ways to generate extra cash quickly through side hustles that don’t require startup capital and … Read more

20 Ways to Live a Rich Life (Even on a Tiny Budget!)

You don’t need a six-figure income to live richly. A “rich life” isn’t about splurging on designer handbags or driving a brand-new car. It’s about confidence with money, choosing quality over clutter, and focusing on experiences that actually matter. Here are 20 practical ways to live a rich life without blowing your budget. 1. Be … Read more

4 Weird Rules That Save Me Money

As a mum, a breadwinner, and all-around control freak, I can get incredibly overwhelmed by everything that needs doing on a daily basis. Just the sheer amount of life admin I must attend to can often feel insurmountable. When I get so totally overwhelmed that I can’t cope, I tend to pick the most convenient … Read more

How to Use Group Spending on the Wise Travel Card

I’m excited to share my thoughts on the Group Spending or ‘Spend with others’ function. This tool addresses some challenges I faced when managing shared travel expenses with my partner. With Group Spending, we can now effortlessly track our travel budget in one account, making our trips smoother and more organised. I’ll explore how to … Read more

Winter Energy Payment 2025: What You Need to Know

As the temperature drops, keeping your home warm becomes crucial, and the cost associated with it can be a concern. That’s where the Winter Energy Payment comes into play—a financial boost to help you manage the cost of heating during the colder months. If you’re eligible, this payment is made to you automatically along with … Read more

The 5-Step Hack I Use to Curb Impulse Buying

the green ceiling of a luminarium

Ever looked at your bank account and thought… where the heck did all my money go? 🙋‍♀️ Same. That’s exactly why I started giving myself a set of simple rules before spending. These 5 questions have saved me from countless impulse buys and that awful ‘what did I even buy?’ feeling. I first wrote this … Read more

10 Reasons to Stay Put in Your Starter Home

Reasons Staying in Your Starter Home Is a Smart Mov

This article was first published in 2015. Last month I wrote about how we live on a fixed budget.  In that post, I mentioned that we lived in a starter home. I really should punch myself in the face for typing those words into my blog because I hate the term ‘starter home’. Let me tell … Read more

8 Practical Tips For Growing Vegetables on a Budget

Practical Tips For Growing Vegetables on a Budget Featured Image

My name is Sarah, and I’m going to share some tips to save money by easily growing your own veggies.  My wake-up call with money came when I added up the debts that we had and then worked out how long and hard we’d be working in order to pay them off.  At that point, … Read more

The Swear Jar Rules That’ll Help You Stop Cursing (maybe)

A boy with white shirt covering his ears_The Swear Jar Rules

The good ol’ swear jar. Parting the potty-mouthed with their pennies since forever. If colourful language is your swan song, but you have kids and don’t want them to sound feral, you might consider starting a swear jar. Use a swear jar to help you or your partner stop using curse words. These swear jar … Read more