The world has gone crazy. Everyone is scared. The markets are in freefall, and many of us are watching our retirement savings diminish before our eyes. We can’t control that. What we can control is our own money situation – earning money, saving money and most definitely, spending money. 5 Actions You Can Take Prepare … Read more
Finding yourself in a financial pinch can be stressful. But there are practical solutions available when you need money urgently. This article explores multiple approaches to help you navigate financial emergencies without resorting to desperate measures. We’ll show you creative ways to generate extra cash quickly through side hustles that don’t require startup capital and … Read more
Have you considered using a bullet journal budget tracker? I have to admit, up until a few weeks ago, I tracked my budget on a scrap of paper stuck to my office wall and a spreadsheet. I also use Pocketsmith for tracking after the fact, but I’ve been on a mission to get more organised … Read more
You don’t need a six-figure income to live richly. A “rich life” isn’t about splurging on designer handbags or driving a brand-new car. It’s about confidence with money, choosing quality over clutter, and focusing on experiences that actually matter. Here are 20 practical ways to live a rich life without blowing your budget. 1. Be … Read more
As a mum, a breadwinner, and all-around control freak, I can get incredibly overwhelmed by everything that needs doing on a daily basis. Just the sheer amount of life admin I must attend to can often feel insurmountable. When I get so totally overwhelmed that I can’t cope, I tend to pick the most convenient … Read more
I’m excited to share my thoughts on the Group Spending or ‘Spend with others’ function. This tool addresses some challenges I faced when managing shared travel expenses with my partner. With Group Spending, we can now effortlessly track our travel budget in one account, making our trips smoother and more organised. I’ll explore how to … Read more
As the temperature drops, keeping your home warm becomes crucial, and the cost associated with it can be a concern. That’s where the Winter Energy Payment comes into play—a financial boost to help you manage the cost of heating during the colder months. If you’re eligible, this payment is made to you automatically along with … Read more
Ever looked at your bank account and thought… where the heck did all my money go? 🙋♀️ Same. That’s exactly why I started giving myself a set of simple rules before spending. These 5 questions have saved me from countless impulse buys and that awful ‘what did I even buy?’ feeling. I first wrote this … Read more
This article was first published in 2015. Last month I wrote about how we live on a fixed budget. In that post, I mentioned that we lived in a starter home. I really should punch myself in the face for typing those words into my blog because I hate the term ‘starter home’. Let me tell … Read more
My name is Sarah, and I’m going to share some tips to save money by easily growing your own veggies. My wake-up call with money came when I added up the debts that we had and then worked out how long and hard we’d be working in order to pay them off. At that point, … Read more