How do you save money when you’re broke? Is it even possible to wring another cent out of an extremely tight budget? Finding ways to save money on a tight budget can feel impossible, but it’s possible to do so and come out the other side of this challenging time with some super-useful, frugal life … Read more
Before I had kids – feels like a lifetime ago now – I was convinced I’d be a renter forever. The flexibility to move whenever I wanted, and live in a much nicer location than I could ever afford to buy, made so much sense. But becoming a mum changed everything. I wanted to give … Read more
Yay, you’re pregnant! Congratulations, it’s such an exciting time. Once all the fuss dies down, it’s time to get planning so you can figure out how much money to save before the baby arrives. If like me, your pregnancy is a (welcome) surprise, there’s no need to worry. You’ve got time to save money before … Read more
Credit card debt sucks. If you’re a spender (it’s OK, I was too), having a huge credit card balance can make you feel like you’re on a hamster wheel of debt. You make payments each month, then spend a little and you’re right back where you started. Or worse, you owe more now than you … Read more
Dreaming of seeing the world but feel like your bank account is holding you back? Whether you’re on a tight budget, juggling debt, or supporting a family — I’ve been there. And I want you to know: saving for travel is possible, no matter your income. Over the years, I’ve saved for adventures as a … Read more
The passing on of knowledge through generations is one of the great blessings of parenthood. There are many challenges, of course, but being granted the opportunity to mold a small human into a productive, happy and empathetic citizen of the world is a great honour. In the personal finance blogosphere there seem to be two … Read more
Credit card debt has a way of taking over — slowly, then all at once. If you’re stressed, juggling payments, and wondering how your balance keeps growing, I’ve been there. I once believed I’d be in credit card debt for life. I wasn’t just overspending — I was completely disconnected from the money I was … Read more
This article was first published in 2016. For many years I was all about early retirement. I remember telling anyone who would listen that I’d be retired by 30 back when I purchased my first investment property at the age of 24. I was cocky in a way that only a 24-year-old with a high … Read more
Inside: Saving your first $1000 can feel impossible — especially when you’re starting from scratch or juggling debt. These are the exact steps that helped me save $1000, build momentum, shift my mindset, and eventually save tens of thousands. When I first started paying off my consumer debt, I knew I needed a quick win … Read more
This post was first published in January 2016. My husband started work last month after 15 months of travel with our kids. That means we are now receiving something we haven’t seen in nearly two whole years – a regular paycheque! I’m so freaking excited, mainly because a regular paycheque lifts the pressure on our … Read more