We Just Semi Retired (These Are Our Actual Numbers)

We Just Semi Retired Featured Image

It’s been a long while since I’ve written anything personal on this website BUT we hit such a major milestone recently that I just had to share it. On Friday, 31 December 2021, at 10.22 am my husband handed in his letter of resignation.  We have finally achieved our early semi-retirement goal.   This means … Read more

What is Geoarbitrage? What You Need to Know

House Facade

Wouldn’t it be wonderful if there was a way to have more money without working more hours, reducing your spending, or taking on more debt? As it turns out, there is a way to do just that: geoarbitrage. But what is geoarbitrage? While this term may sound quite technical, the basic premise is actually quite … Read more

39 Side Hustles to Make Extra Money in New Zealand [2024]

Looking for a side hustle to make extra money that actually works in New Zealand? I get it. Sometimes it doesn’t matter how good you are at budgeting; if there isn’t enough to go around, you can find yourself scrambling to pay the bills. Beautiful Aotearoa is a great place to live, but that lifestyle … Read more

100+ Money Affirmations That Work Fast

By repeating positive phrases on a regular basis, you can create powerful new neural pathways that will allow you to achieve your goals and become financially free. It’s not solely the words themselves that work – it is the way they make you feel and address your subconscious mind to improve your relationship with money. … Read more

How To Afford To Stay Home With Your Baby

a stay at home mum cradling her baby

For many of us, the first question that comes to mind when we discover we’re pregnant is, “Can we afford it?” There are a lot of things to think about, but as a soon-to-be-mum, often the most pressing is the possibility of being a stay at home mum, even for a short while. 11 Practical … Read more

10 Trade Me Selling Tips That’ll Get You More Money

Selling stuff on Trademe is still an excellent way to make extra money online in 2021. In this article, David shares his top ten trade me selling tips for getting your items sold and money in your back pocket (or bank account). Top 10 Trade Me Selling Tips 2022 There are many ways you can … Read more

7 Places To Get Help With Debt In New Zealand

Living with debt can feel like carrying a heavy secret around, day in and day out, and it makes getting help with debt feel even harder.  Society teaches us that talking about money is taboo—an attitude that only perpetuates feelings of shame, stress, and embarrassment over a problem that is actually quite common.  Whether you … Read more

20 Hours Free ECE in a Nutshell

If you have children in childcare, you’ll likely have heard of the 20 hour Free ECE (early childhood education) subsidy that exists in New Zealand. 20 Hours Free ECE: What You Need to Know In this guide to the 20 hour ECE subsidy we cover the following What is 20 hours free ECE? Who is … Read more

The Market NZ Refer a Friend

Searching for a The Market NZ Refer a Friend code? You savvy shopper you. Well. you’re in luck. Using this The Market Referral Code you’ll save $20 off your first purchase over $99. To be clear, I’ll also get a $20 coupon until 31 January 2020 What is The Market NZ? The Market is New Zealand’s … Read more

We Paid Off Our Home in Five Years. I Blame Minimalism.

We Paid Off Our Home in Five Years

We managed to pay off our home mortgage in five years. I blame it on minimalism. It makes sense, I guess. Minimalism and money are closely intertwined. As one goes deeper into a minimalist life, it’s only natural that we seek simpler interests and buy only things that are absolutely necessary. Minimalism and financial freedom … Read more