Want Need Wear Read: What is the 4 Gift Rule?

Pair of hand holding a gift with Christmas ornaments around it

The holiday season is always a challenge for those of us intent on simplifying our lives. If you are a minimalist parent, or just don’t like the excess that surrounds this time of year, here is a simple concept that could make your holiday season a whole lot easier. Want Need Wear Read: How does … Read more

How to Get a Month Ahead on Bills

a pair of hands holding a phone and calculator with papers, notebook, a calendar and laptop on table

Getting a month ahead on your bills can seem like a daunting task, especially if you’ve been living paycheck to paycheck. However, it’s an achievable goal that can offer you a sense of financial security and freedom. By taking control of your finances and implementing some effective strategies, you can work towards having a buffer … Read more

The 50-30-20 Budget Explained

Image of hands of woman holding money_ 50-30-20 Budget Explained

Wondering what the 50/30/20 budget is all about? If you’re looking for a little more simplicity in your life, or are brand new to the idea of living on a budget, you may want to consider the 50/30/20 budget rule. It will help you control your spending and work toward your financial goals, but it … Read more

5 Signs You’re Frugal Not Cheap (Yes, They’re Different)

Frugal not cheap, what to say next time someone calls you the C word.  Not that C word – geez, we’re a family-publication, although if you’re anything like me, being called cheap is almost as offensive. That’s because I know I’m not cheap. I spend freely and give generously on things that are important to … Read more

25+ Ways to Use Up Eggs

Eggs are a versatile ingredient found in almost every kitchen, and they often make their way into various delicious recipes. If you find yourself with an abundance of eggs and don’t want them to go to waste, you’re in luck. One of the best things about eggs is how easily they can be incorporated into … Read more

Best VPNs for New Zealand (Options for Locals & Tourists)

Best VPNs for New Zealand

Living in New Zealand, you might already know the importance of using a reliable VPN service to ensure your privacy and access geo-restricted content with ease. With so many options available in the market, finding the perfect fit for your needs can be quite challenging. Worry not! In this article, we’ll explore some of the … Read more

How to Budget with Variable Income So You Always Have Enough

Colored uneven graph on white paper with word Income_How to Budget with Irregular Income

Managing your family budget with a variable income can be a challenge. Irregular paydays can test even the most astute budgeter so it’s important to be vigilant when planning how you’ll manage your money when your income fluctuates. We are currently living with (and thriving on) a variable or irregular income. It wasn’t always easy … Read more

10 Habits of Debt-Free People You Can Start Right Now

Handing money to bank_10 Habits of Debt-Free People You Should Start Right Now

Becoming debt-free is a goal for many of us. And let me tell you, there is no feeling like making that final payment on your credit card, car loan or even your mortgage (that event deserves a party!). 10 Debt-Free Habits to Adopt No matter what level of debt you’re tackling, there are 10 simple … Read more

12 Awesome Benefits of Budgeting Your Money

woman writing on her notebook with money beside_Awesome Benefits of Budgeting Your Money

Many personal finance bloggers talk about budgeting like it’s the bee’s knees. But if you’ve never had a budget, you’re probably wondering what the benefits of budgeting are and how they will apply to your life. Now, I’m not naturally frugal, I love to spend money.  Yet, I also managed to get myself out of … Read more